Doing business with a lawyer
Legal assistance and legal expense insurance are two very different products.
While legal assistance offers only over-the-phone advice from a lawyer, legal expense insurance goes much further: the lawyer you choose can represent you in the event of a dispute and your insurer will pay part of the expenses.
Say you have a disagreement with a store owner, landlord, or neighbour. Or you find a latent defect in your home. Or you are treated unfairly at work. Or you are the victim of a medical error. Or you need to have a will probated. As a result of any of these unanticipated events, all of which are beyond your control, you may need to turn to a lawyer, a mediator, an arbitrator or the courts.
The Barreau du Québec encourages the purchase of legal expense insurance, because it's an excellent way to have access to a number of legal services when you need them.